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Credit underwritten on earnings, not salary slips.

Six credit lines built for India's working economy — from a rider's emergency advance to a kirana's quarterly working-capital line.

Micro-loans underwritten on platform earnings data. Repaid through future payouts.

Draw earned-but-unpaid wages on demand. Repayment netted at source — zero default risk.

Short-tenure working-capital lines for kirana, fleet ops and aggregators.

Get paid on day-0 against verified invoices — Paynorma takes the counter-party risk.

Pay your vendors today, settle with Paynorma on agreed credit terms.

Bridge cash-flow gaps with intraday float on outgoing payments.