Personal Apply for Emergency Loan
Emergency Loan
For the days that don't wait.
An unsecured personal loan for the unexpected: car repair, family emergency, urgent travel. Same-day disbursal, flat monthly EMIs.
₹5,000 – ₹2 LakhAmount
3 months – 24 monthsTenure
16% p.a.Rate from
Same dayDisbursal
Who it's for
Built for these borrowers.
- Anyone facing an unplanned expense
- Borrowers without a credit history yet
- People who don't have someone to borrow from
Eligibility & documents
What we'll need from you.
Eligibility
- Age 21–60
- Monthly income ≥ ₹15,000 (any source)
- Indian resident, valid PAN and Aadhaar
- Active bank account for disbursal and EMI
Documents
- PAN card
- Aadhaar (OTP-based e-KYC)
- Last three months' bank statement
- Income proof: salary slip / GST return / platform earnings screenshot
Use cases
What borrowers actually use this for.
- Car / bike breakdown or accident repair
- Emergency travel: family, funeral, hospitalisation of a relative
- Home damage, appliance failure
- School fees when a scholarship falls through
EMI calculator
See what emergency loan will cost you.
FAQs
Answers to what people ask.
How is this different from a payday loan?
Larger ticket (up to ₹2 lakh), longer tenure (up to 24 months), and repaid as monthly EMIs. Payday loans repay in one shot on salary day.
Will you disburse today?
Yes. Same-day disbursal is the norm if documents are in order and the account aggregator link works on the first try.
What if I want to close the loan early?
Foreclosure is allowed after the first EMI. A small foreclosure charge may apply. The exact number is on your key-fact statement.
Do I need a guarantor or collateral?
No. This is an unsecured personal loan.
Is this loan reported to credit bureaus?
Yes. Regular EMI payments improve your credit score; missed EMIs will lower it.
