Personal Apply for Shaadi Loan
Shaadi Loan
The wedding you promised, without dipping into the FD.
A larger personal loan built for wedding-scale spending: venue, catering, jewellery, honeymoon. Flexible EMIs of six to sixty months.
₹50,000 – ₹15 LakhAmount
6 months – 60 monthsTenure
13% p.a.Rate from
48 hoursDisbursal
Who it's for
Built for these borrowers.
- Couples and families planning a wedding
- Anyone protecting long-term savings from a one-time spend
- Salaried and self-employed borrowers with steady income
Eligibility & documents
What we'll need from you.
Eligibility
- Age 23–60
- Monthly income ≥ ₹30,000 (individual) or ₹50,000 (combined with co-applicant)
- PAN, Aadhaar, and address proof
- Two years of income stability preferred
Documents
- PAN and Aadhaar
- Salary slips (last three months) or ITR (self-employed)
- Bank statement for the last six months
- Wedding invitation or vendor quote (optional but helps sanction)
Use cases
What borrowers actually use this for.
- Venue booking and catering advance
- Jewellery, sarees, sherwanis
- Photography and destination travel
- Honeymoon and post-wedding travel
EMI calculator
See what shaadi loan will cost you.
FAQs
Answers to what people ask.
Why not use a credit card for this?
Cards charge 30–42% APR on rolled balances. A Shaadi Loan at a fixed EMI is materially cheaper for spends above ₹1 lakh.
Can we take this jointly with a parent or partner?
Yes. A co-applicant improves eligibility, raises the sanctioned amount, and can lower the rate.
Do I need to show wedding invoices?
No, but sharing vendor quotes speeds up the credit review and can help you qualify for a larger amount.
Can the loan be disbursed in tranches?
Yes. With vendor invoices, we can disburse in tranches so you're not paying EMIs on money you haven't used yet.
Is prepayment allowed?
Yes, after the first EMI. Prepayment charges (if any) are disclosed on the key-fact statement.
