Payday Loan
Bridge the gap between the 25th and payday.
Short-tenure salary advance for salaried and gig earners. Money in your bank in under 10 minutes, repaid when your next salary or payout lands.
Built for these borrowers.
- Salaried employees waiting for the 1st
- Gig workers between payouts
- First-time borrowers building credit history
What we'll need from you.
Eligibility
- Age 21–58
- Salaried with ≥ ₹15,000/month, or verified gig earnings
- Salary or payouts credited to a bank account
- Indian resident, valid PAN and Aadhaar
- Active mobile number for OTP
Documents
- PAN card
- Aadhaar (OTP-based e-KYC)
- Latest bank statement (auto-fetched via account aggregator)
- One month's salary slip (salaried only)
What borrowers actually use this for.
- Rent, EMI or credit card bill before payday
- Sudden medical or family expense
- Fuel, groceries, school fees for the month
- Avoiding a 30–60% APR informal-credit ask
See what payday loan will cost you.
Answers to what people ask.
How is a payday loan different from a personal loan?
Ticket size is smaller (₹2K–₹50K), tenure is shorter (7–90 days), and repayment is aligned to your next salary or payout instead of a long EMI schedule.
How fast will the money land?
Under 10 minutes after e-signing the loan agreement. If you're a repeat borrower, most of the flow is a single tap.
Will this hurt my credit score?
A soft check is run to check eligibility. A hard bureau pull happens only after you accept an offer, and a well-repaid payday loan builds your score rather than hurting it.
What if I can't repay on payday?
Contact us before the due date. Our lending partner may offer a one-time part-payment plan. Missed EMIs carry late fees and are reported to the bureaus.
Are there hidden charges?
No. A one-time processing fee and the daily interest are shown on the key-fact statement before you accept the loan. No rollover fees.
