HomeCreditWorking capital, sized for India's worki
₹1L – ₹50L

Working capital, sized for India's working economy.

Underwritten on six months of transaction data — not on three years of audited financials. Drawn down on demand, repaid as cash comes in.

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What you get

A line that flexes with your week, not your fiscal year.

Designed for operators whose 'good month' and 'bad month' look nothing like a salaried borrower's income statement.

Revolving

Draw, repay, draw again. The line resets as you pay it down.

Earnings-linked

Repayments scale with your inflows — quieter weeks, smaller payments.

Fast approval

Decisioned in days, not months. Disbursed in hours.

Ready to plug Paynorma in?

30-minute call. We will walk you through what one signup unlocks.

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